How To Cheat On Homework And Assignments

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I Didn't Do My Homework .. A Fun Book & Activity For The First Week Of School This will apply to online tests that require the student to write timed essays. Therefore, Blackboard will detect cheating if the online test is a timed essay. The worldwide e-learning marketplace is forecasted to reach $243 billion by 2022. Other studies have found that high school students may also be overburdened with homework â€" so much that it’s taking a toll on their health. Instead of homework, the school will ask children to read or be read to for 20 minutes each night. The students can choose the books they want to and will be given guidance from teachers and librarians. Until more research occurs in the area, the pros and cons of banning homework are simply subjective cases. Students were more likely to forgo activities, stop seeing friends or family, and not participate in hobbies. When it came to stress, more than 70 percent of students said they were “often or always stressed over schoolwork,” with 56 percent listing homework as a primary stressor. Less than 1 percent of the students said homework was not a stressor. The service is aimed at your convenience and maximum customer satisfaction. About half of the students said they received at least three hours of homework per night. They also faced pressure to take college-level classes and excel in activities outside of school. The researchers also found that spending too much time on homework meant that students were not meeting their developmental needs or cultivating other critical life skills. Because there is so much interest, we decided to dig a little deeper. We wanted to find out if NoNeedToStudy New York really is a reliable company. Does it provide excellent customer service to its clients? Jessica Kasen is experienced in academic writing and academic assistance. There are several events that happen in a home, which distract students from the work that their teachers want them to do. It isn’t just video games, internet, and television, which is problematic. Family issues, household chores, employment can make it a challenge to get the assigned work finished on time. The company has been operating since 2014 and serves the United States. According to their stats, they have more than 1,000 active writers. However, we find it hard to believe that they have so many writers. If you feel that your child would benefit from a reduced workload, then speak to your child’s teacher to see if this is an option. For teens and older students, there is always an option to adopt any form of education, such as vocational school or an apprenticeship if the traditional schooling doesn’t seem to be working. However, some students can do homework in a quiet place while others can’t. She is well versed in academia and has a master's degree in education. Kasen consults with us in helping students improve their grades. She also oversights the quality of work done by our writers. It also compares your submitted work with other works within its database. Its name is pretty suggestive, so many students choose to try their services. And we’ve even seen students trying to find the No Need to Study address. It would be extremely difficult to keep them all busy, among other problems. No Need to Study accepts Paypal, Visa, and MasterCard, so paying for the tutoring service is easy. However, this doesn’t mean there are no hidden fees. There is no conclusive evidence that the company has any suspicious practices, but some students complained about bills that were higher than what they were told.

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Crazy Eddie - Free Essay Example

Crazy Eddie, Inc. Common Size Balance Sheets March 1, 1987March 1, 1986March 1, 1985May 31, 1984 Cash3. 17%10. 47%33. 99%3. 76% Short-term investments41. 36%21. 14%0. 00%0. 00% Receivables3. 68%1. 77%4. 18%7. 12% Merchandise inventories36. 99%47. 16%40. 51%63. 83% Prepaid expenses3. 61%1. 86%0. 98%1. 41% Total current assets88. 81%82. 40%79. 66%76. 12% Restricted cash0. 00%2. 64%10. 77%0. 00% Due from affiliates0. 00%0. 00%0. 00%15. 69% Property, plant and equipment8. 95%5. 65%5. 64%5. 05% Construction in process0. 00%4. 93%1. 76%0. 00% Other assets2. 24%4. 38%2. 7%3. 14% Total assets100. 00%100. 00%100. 00%100. 00% Crazy Eddie, Inc. Common Size Income Statements Year Ended March 1, 1987Year Ended March 1, 1987Year Ended March 1, 1987Year Ended March 1, 1987 Net Sales100. 00%100. 00%100. 00%100. 00% Cost of Goods sold77. 23%74. 11%75. 87%77. 89% Gross profit22. 77%25. 89%24. 13%22. 11% Selling, general and admin expense17. 68%16. 39%15. 04%16. 43% Interest and other income2. 10%1. 22 %0. 89%0. 51% Interest expense1. 48%0. 31%0. 32%0. 38% Income before taxes5. 70%10. 41%9. 66%5. 81% Pension contribution0. 14%0. 31%0. 44%0. 00% Income taxes2. 84%5. 06%4. 94%3. 06% Net income2. 72%5. 05%4. 28%2. 75% Net income per share0. 000096%0. 000183%0. 000176%0. 000131% Crazy Eddie, Inc. Key Ratios 1987198619851984 Liquidity Ratios: Current Ratio2. 40621. 39851. 56260. 9287 Quick Ratio1. 40440. 59820. 76800. 1499 Solvency Ratios: Debt to Assets Ratio0. 68370. 66430. 63590. 8298 Times Interest Earned3. 616930. 392728. 287714. 9253 Long-Term Debt to Equity2. 16171. 97861. 74624. 8755 Activity Ratios: Inventory Turnover3. 23204. 38115. 13585. 8812 Accounts Receivable Turnover32. 5026116. 771149. 751552. 208 Collection of Accounts Receivables in Days331175053 Profitability Ratios: Gross Margin0. 22770. 25890. 24130. 2211 Net Income Margin3. 00585. 04984. 27602. 7483 Return on Total Assets0. 03590. 10430. 8900. 0758 Return on Equity0. 11360. 31070. 24430. 6062 Upon analysis of Crazy Eddie’s ratios and financial statements there were several red flags that suggested the firm posed a higher-than-normal level of audit risk. Analysis of the financial statements raises several red flags. The first red flag was the shift in the balance of the cash and short-term investment accounts. In 1985 cash represented 33. 99% of total assets and in 1986 cash represented only 10. 47% of total assets. This shift in the cash balance is most attributable to the shift in short-term investments which were 0% and 21. 14% respectively. The drop in cash shows that Crazy Eddie was beginning to experience financial issues and liquidating their cash. Crazy Eddie continued to expand in this toughening market which furthermore liquidated cash. Another red flag is the drop in value of the merchandise inventory account. In 1984 the value of the inventory was 63. 3% and in 1987 had dropped to 36. 99% which shows that they were liquidating their inventory and replacing it with sh ort-term investments. The retail industry is composed largely of merchandise inventory and this downward trend should have been a huge red flag. These red flags show a company who is losing market share because of the expansion of the electronics market in the late 1980’s. Analysis of key ratios continues the trend of red flags for an auditor. The first ratio that looks a bit suspicious to me is the current ratio which increased from . 3 in 1984 to 2. 41 in 1987. A current ratio over 1 generally suggest that if all of the current liabilities came due at one then the company would be able to pay the debt but in this situation for it to increase 150% over a 4 year span. The next red flag concerning ratios is the long-term debt to equity ratio which decreased from 4. 88 to 2. 16. The ratio show how aggressive Crazy Eddie was in financing their debt. The major red flag that I see with the ratios is the collection of accounts receivables in days which well below industry average. In 1984 Crazy Eddie was able to collect on account in 53 days and this number skyrockets to 117 in 1986. This show the inability for the company to collect the debt owed to them which is also reflected in the downward trend of cash. Extremely high accounts receivable turnover rates are an indicator of credit and collection policies that are too restrictive. The fact that the Antar family had absolute control over the operations was a red flag as well. Eddie Antar knew that if he kept the company controlled by family members that they would remain loyal. They were able to manipulate all aspects of the company. There were â€Å"major self-dealing transactions and related party transactions by family members† (Antar, S) The audit procedures that an auditor is supposed to perform are there to help protect from fraud that may occur. The falsification of inventory count sheets could have been prevented if the auditor would have verified the information that was on the sheets. Crazy Eddie executives were excellent at staying one step ahead of the auditor because they knew in advance which stores the auditors would visit, then they would ship merchandise to those specific stores. The bogus debit memos should have been authenticated by contacted some of the vendors of Crazy Eddie’s and asking for supporting documentation. â€Å"Unfortunately for the CPA, it is too easy for the client to conceal liabilities† (Wells). The auditors should have confirmed the notes payables with the bank to verify their existence which would have also shown the inflation of the accounts payable account. The recording of transshipping transactions as retail sales should have been authenticated by a review of the total sales at the specific store versus the gross profit and merchandise levels. The auditors should have followed the paper trail in this situation to see where the specific merchandise was coming from all the way to the sale of the merchandise. If the auditors had performed this necessary step they would have seen that sales were inflated and inventory was overstated with an increase in gross profit from sales. The inclusion of consigned merchandise in year-end inventory could have easily been detected had the auditors verified the merchandise records. The auditors should have seen that the merchandise was to be returned to the suppliers. An auditor should be very well educated in the trends of the industry for which they are performing an audit. The industry was booming in the early 1980’s and began to slow as the decade continued. As the 1980’s continued, Crazy Eddie continued to show double digit growth while the other electronic retailers were struggling to break even. If the auditors involved in the case would have examined the industry then they would have taken a closer look at Crazy Eddie. The auditors appeared to have turned a blind eye to Crazy Eddie because of the revenue that was brought to their company based on non-auditing work from Crazy Eddie’s. The first auditors was a small local firm that needed the revenue Crazy Eddie brought to them so they did as they were asked and in many situations did not ask any questions. The second auditors Main Hurdman had a nationwide practice with several clients in the consumer electronics industry and should have known what the trend was in the industry. They too received only a small portion of the revenue from auditing Crazy Eddie versus the amount they received from computerizing inventory system. Lowballing is an unethical practice that is involved in many industries including the auditing profession. Lowballing is when services are performed below the market price just to keep the business of an existing client or to attract new clients. In this case, Main Hurdman lowballed to obtain Crazy Eddie and knew that they could make up for the lost revenue by selling consulting services. An audit can be affected because the a udit firm may not use the same resources on the client. The audit firm may be more willing to use interns or less experienced auditors to perform the audit to make up for the lost revenue. The audit may also be compromised because the auditors may not perform the accurate inventory checks as well as verifying other accounts. Crazy Eddie was clearly trying to impede auditors from performing their job by â€Å"misplacing† their invoices. A company with a sound financial system would not misplace 10 invoices. This should have been a huge red flag that Crazy Eddie was being deceptive. Unfortunately the auditors in the case just turned a blind eye and allow the company to continue to have material misstatements on their financial statements. In this situation, the auditor could request invoices from the suppliers to get an accurate count of the merchandise that was delivered to the company. The next step would be to perform and inventory count at some of the Crazy Eddie loca tions without giving advance notice. I think that companies should be allowed to hire individuals who formerly served as their independent auditors. Companies are facing cost issues and are trying to save money because of our economic situation and training costs will be greatly reduced if the company can hire an individual that is already familiar with the accounting system. In considering a cooling-off period, the Independence Standards Board noted that a mandated cooling-off period for partners and professional staff might create a greater appearance of independence between the accounting firm and the registrant (U. S. Securities and Exchange Commission). The cons of this practice are that the audit firm may encourage this practice in order to keep the client as a customer which created a disadvantage for the competition. There is also the increased risk of fraud because the auditor has first-hand knowledge of how the audit will be performed. The auditor will know how to ma nipulate the numbers because they will know the checks that will be performed. Afterthought While doing research for the case I became intrigued with how detailed and complex the fraud became at Crazy Eddie’s. In the article titled So That’s Why It’s Called a Pyramid Scheme, the author described 5 principle types of financial statement fraud and how Crazy Eddie’s was involved in all 5. While doing research on the case I was surprised by how much information there was on the internet. I also found it interesting that Sam Antar, former CFO has his own blog site where he details the aspects of the fraud and how it was concealed from the auditors. https://www. whitecollarfraud. com/1265851. html. Antar, Sam E. 2010. https://www. journalofaccountancy. com/Issues/2000/Oct/SoThatSWhyItSCalledAPyramidScheme. htm. So That’s Why It’s Called a Pyramid Scheme. Wells, Joseph T. 2000 https://www. sec. gov/rules/final/33-8183. htm. U. S. Securities and Exchange Commission. 2003

Qualifications Market Essay Online For Free - Free Essay Example

Sample details Pages: 12 Words: 3578 Downloads: 2 Date added: 2017/06/26 Category Education Essay Type Research paper Did you like this example? Linear programmes of learning are where students gain their qualification largely through exams at the end of their study rather than through a series of modules. This means that, unlike a modular system, separate elements cannot be retaken to gain a higher qualification if necessary. This has been interpreted in terms of stretch and challenge within teaching and learning, in which higher order learning is developed within the existing framework of the subject. Don’t waste time! Our writers will create an original "Qualifications Market Essay Online For Free" essay for you Create order There is concern that this stretch and challenge within the delivery of teaching material may not be reflected in the assessments, and the fact that there are different organisations awarding qualifications may affect the extent to which this increased challenge for more able students can be achieved in practice. This concern rests largely on the possibility that the greater demands placed on students may result in greater variation in how these may be assessed and delivered for all students owing to the differences in exam boards syllabuses. This potentially opens up greater variation in the qualifications market. There are differences between subjects in the extent to which such changes make the linear A-levels more challenging. In Geography, there is a perception that the removal of the coursework element of the learning experience makes the subject less challenging and that this reduces extent to which the essential fieldwork skills are taught. In GCSE, it has been argued that there is an increased focus on teaching and learning for the demands of the examination, and an increase in content leads to a loss of depth of study in some subjects such as English. Linear assessment was, however, seen as a way in which deeper and longer-lasting learning may be developed, particularly when related to subject-specific skills. The decoupling of AS levels means that AS results may not count towards an A level as they do at present. This means that AS level courses may be changed to be taught alongside the first year of A-levels, rather than contributing to the actual A-level course. This means that there is a need to provide separate syllabuses for the AS courses when compared to the A-level course, and there may be limited benefit to having AS and A-levels in the same subject. This increases the burden of developing different syllabuses for the same subject upon the qualifications, which means the qualifications market may respond through a decreased number of s ubjects being provided by the type of qualification bodies. However, this means that there is still an opportunity for students to undertake a range of subjects, permitting a balanced curriculum to be developed. Several subjects have thus been removed from GCSE, AS and A-level and the content has been included in other subjects. It is currently too early to state whether the changes in the qualifications will substantively affect the makeup of the qualifications market, but the current research indicate that confidence in the validity of these qualifications is not as high as it might be. It is important to review the effect that these changes will have when the first qualifications are presented in 2016. Question 2: How are awarding bodies responding to the rise in the number of schools choosing PreUs, IGCSEs and IB qualifications over GCSEs and A-levels? A drawback with the current A-level and GCSE format is that it is elective, which can then lead to narrow programmes of study after the age of 16. There are also significant differences between the vocational and academic curriculum. Attempts to challenge this occurred in the 2000s with the provision of broader uptake of A-level programmes, where it was argued that students would take up to five subjects in their first year of study. Applied GCSEs were introduced in 2002, but rather than this being used to broaden individual students work, these changes were more frequently used to create an alternative curriculum for those who were seen as unable to follow a full GCSE programme. Not all alternative qualifications have shown an increased uptake: the number of schools opting for the International Baccalaureate Diploma Programme (IBDP) peaked at about 230 schools in 2010 but has since declined, despite the fact that this is not matched by a decline in other countries. University reco gnition of IBDP programmes has been argued to prove a significant problem with its provision, with the fact that the recognition of A-levels has resulted in a decline. The formation of the National Baccalaureate has been one response to the increased focus on these awarding mechanisms. This responds to the advantages that other qualifications have over traditional UK qualifications by providing an award that may be more internationally recognised and includes broader aspects to its format. For example, it can include personal development programmes and an extended project, as well as extending the study of Maths and English to 18 years. This might measure wider learning, and allow personal achievements alongside traditional subjects to be recognised. However, there is an extent to which this challenges some of the wider advantages of the existing qualification system. The A-level system is considered relatively resilient because it has a close alignment with the single-honour system at university. Subject broadening would be argued to dilute subject content. The reforms in 2016 represent perhaps an approach to the broadening of content by ensuring that the benefits of A-levels are capitalised upon, rather than attempts to broaden their content, allowing for students to be better prepared for university. The adoption of the Extended Project Qualification or of the Critical Thinking module represents one way in which examination bodies have responded to these challenges. However, given the experience of modular A-levels, which tended to produce a broader education with limited depth, the focus seems to be upon ensuring that the benefits of A-levels are not diluted, while continuing to provide a choice of modules through AS levels in order to provide the benefits of a rigorous education. Many schools migrating to IGCSEs have done so because of changes in the GCSE examinations in 2009. For example, these placed greater emphasis upon completing coursework in controlled conditions, which imposes a burden upon the schools, and many schools believed that IGCSEs presented a more rigorous assessment. Changes to the rigour of exams in the system of 2016 can be seen as a response to this perception. Question 3: What has been the impact on the qualifications market of the Governments decision to exclude IGCSEs from league tables? The impact of the governments decision to exclude IGCSEs from league tables has been problematic as the result is to condemn well-performing schools to the bottom of the league table. Few would argue that schools such as Westminster, Eton College or Harrow are poor-performing schools, but the result has been to show that their pupils did not reach the benchmark of A* to C grades. This undermines the impact of league tables and makes them a lower indication of the quality of an institution. It is also unlikely to encourage such schools to return to the state-approved national qualification market. This then makes the extent to which the league tables can be trusted questionable. This also potentially gives some of the more prominent independent schools an advantage because the reputation of many of the most famous schools is given precedence over the league tables, and the fact that the league tables no longer reflect this difference is well known. For the less well-known independen t schools, this may be an advantage in one sense because a mediocre placing will not be noted by the changes in the league tables, but this may also mean that some observers will interpret their position as actually reflecting their true place. The qualifications market is thus undermined by the lack of clarity in comparable results. Given that State schools do not follow IGCSEs, the result is to accentuate the differences between state and independent schools. This undermines the extent to which parents may compare the performances of different schools according to the league tables. The fact that a number of independent schools continue to support IGCSEs, including the most high-performing schools in the country, means that unless there is a large-scale abandonment of the IGCSE programme, then there will continue to be a two-tier system of results, and schools tend not to move at whim, and particularly if they are not substantively suffering from the impact of the change. This may mean that alternative publications will need to be created that compare the results of IGCSEs with the results of the GCSE league tables, and essentially re-insert these schools into the system. The removal of IGCSEs from the league tables has essentially backfired in this case because it has not devalued the IGCSE, nor drawn attention to the GCSE as a more rigorous form of study. Indeed, the reason that is commonly given for independent schools that follow IGCSEs is the greater choice it gives them, and the more rigorous approach it offers to learning. This means that the qualifications market takes note of these differences and there are thus limited effects that can take place as a result of this change. This would not be the case were it not for the fact that some of the most prominent supporters of IGCSE are well-known to be excellent schools, and therefore the league tables make it very difficult to distinguish between a lesser-known but well-performing school and a poo rly performing school. Either the schools should be excluded altogether or a separate table should be provided for this category. Question 4: What steps can be taken to overcome the challenges standing in the way of new providers entering the exams market, such as the perceived quality of exam boards, identified by Ofqual? Schools tend to choose the exam board largely on the perceived quality of the syllabus provided by the exam board, rather than the price. The decision to select an exam board is usually made by the head teacher of a subject who is usually not involved in the financial planning of the school. Schools are less likely to switch based on price without ascertaining that the quality of the exam board is high enough, and in order to do this a history of the examination board provision is required. The barriers to entry are high because of the non-negligible fixed sunk costs: firstly, products need to be adapted to specifications and regulatory compliance that is relatively high. Secondly, there would need to be an extensive investment in reputation in order to encourage the naturally-risk-averse schools to choose the exam board. There are also high costs associated with the possibility that something may go wrong. This means that competition between exam boards is periodic, and thus ta kes place at breaking points in the market, such as where there is a change in specification, or where a serious error by one exam board causes school to choose another. There are some dangers in allowing competition on quality rather than price, as should syllabuses be offered that focus on helping students to pass, a scenario known as the race to the bottom may develop. Ofquals intervention in the market would reduce the risk that this poses. There is no likelihood that there would be competition based on price in the near future, although the fact that most schools believe that the existing scenario offers reasonable value for money may suggest that examination boards will not wish to increase prices significantly. The most likely outcome is that there may be competition created on the variety provided by the syllabus, and therefore there may be room for alternatives that are based upon the interests and desires of different heads of department. Furthermore, if the market rema ins significantly regulated, then this may facilitate market sharing between boards and reduce the possibility of new entrants into the exam market, and this would also reduce the likelihood of new entrants. However, differentiation in the provision of exam boards will provide the opportunity for new entrants to attract schools. This would be less likely to happen if the subject content were closely regulated as syllabuses would need to be relatively similar between examination boards. As such, limited steps may be taken to overcome the entrance of new examination boards to the qualification markets while the provision of syllabuses remains regulated. The startup costs for a new board would appear to be too costly; the fact that schools rarely change syllabus, and the fact that they judge exam boards on the quality of the service provision relating to their previous performance in the field, may undermine this possibility. Allowing greater variation in the type of syllabus provid ed would seem the only way in which more diversity in products may be provided, and this would seem to be the most likely way in which the market may be developed. Question 5: Would introducing a single awarding body per qualification, as suggested by the Government, address concerns that competition is affecting the quality of exams? What other options should be considered? There are a number of advantages to the use of a variety of exam boards. The choice that this gives the schools in terms of the syllabus used is a significant benefit. The fact that this spreads the risk between different boards is also an advantage for any problems that may arise. The existence of a close regulation and monitoring between different boards allows there to be a close parity between awarding bodies, and this helps allow the schools to have choice in the type of exams they undertake, while still allowing for there to be variation and choice in how they do so. Each exam board also holds an incentive to raise the quality of the service they provide because a failure to do so results in a loss of business. The problem with regulation concerning the syllabus is that to an extent this disrupts the extent to which competition may be seen between exam boards. It can be seen as an inefficient method, given the similarities across subjects offered between different exam boa rds. For example, while a wide range of set texts are mandated by the government, there are limited possibilities for qualifications to alter their delivery. This means that there is an extent to which the provision of different qualifications can involve essentially providing the same qualification across different exam boards without affecting the product provided. The result is for exam boards to compete on style, and it is questionable as to how much difference in content may be provided. Despite this, the existing model is preferred and enjoyed by schools that believe that choice is provided to a sufficient extent. In particular, there is the extent to which schools may shift examination board should there be a real or perceived problem with the marking system. Likewise, the differences in how the syllabus is provided and the type of examinations offered, while being of the same standard, may offer alternatives that correspond more closely to the schools own preferences. Concerns that there may be competition that affects the quality of exams may be challenged to an extent. Moderation may undermine the extent to which exams are different between examination boards. Competition is largely on the provision of syllabus content and quality and does not appear to function on the basis of examination quality. Furthermore, there seems to be minimal evidence that schools adopt the examination board simply on the basis of the simplicity of examinations or to better their chances. Among other choices that might be considered is for exams to be marked centrally in order to address concerns over the possibility that there may be variation. However, this would restrict the individual exam boards choice to move board should they dispute a marking method or result. Secondly, the marking schemes between examination boards may be externally moderated and set in order to provide a comparable standard between boards. However, a case may be made for some core subjec ts to be centralised, as in some areas, such as Mathematics and English, there is limited choice between the subjects set between boards, and some of the syllabuses are sufficiently similar for there to be a strong imperative towards a central board. This argument may not be so persuasive in other subjects because there is less centralisation. Question 6: What impact has the new process for endorsing learning resources introduced last year had on the public confidence in endorsement arrangements for learning materials? The concerns that affected the existing system for the endorsement of learning resources include a range of issues. In particular, there is concern regarding the extent to which the existing resources written by examiners may compromise the predictability and confidentiality of assessments.. Therefore, the new method is intended to support the learning and teaching of a specific qualification without impinging negatively upon the standards of the qualification. Awarding organisations must publish the criteria they use in order to manage the risks of the qualification standards. This may mean that any real or perceived conflicts of interest are being managed effectively. In any case, students reliance upon examiner-authored resources may prove restrictive, and where textbooks are associated with these authors, schools are more likely to buy such textbooks. The current ruling does not exclude those who write such textbooks and those who publish them. Senior examiners may still pub lish such textbooks, and therefore the endorsement regulations have not reduced this. The Advisory Committee on Mathematics Education, for example, argues that the new regulations do not go far enough, and that examiner-authored textbooks continue to be a problem in Mathematics in particular. To an extent, this comment can be supported: the limitations to the reform are that it does not stop endorsements being affixed to the textbook or publication, but simply makes the procedure for doing so more transparent. Therefore, examiners may still publish such textbooks, and such textbooks may even identify the book as being written by the examiner, even if the texts are not endorsed by the examination board. Even if such endorsement does not take place, then it would be relatively simple for the schools to identify the examiner as the author of the textbooks. Likewise, the publication of transparent criteria by the examination board does not necessarily restrict the extent to which end orsement can take place, but simply offers information on the procedure used to make such decisions. Given that the new policy is relatively recent, there has been limited response to its effect in practical terms. It takes a certain period before the uses of textbooks endorsed under the new scheme for the purposes of a specific examination can be recorded. Furthermore, for many schools, the aim is to prepare their students for examination as closely as possible, and thus they will likely continue to purchase textbooks authored by those who work closely with the regulatory system. Public opposition to the system has tended to focus on this factor, and given that the changes to the regulatory system do not do enough to address this issue, it is unlikely that public opinion will be substantively mollified by the changes. There are thus two issues present: the question of how far texts written by those closely involved in the examination process should be used for preparation, and t he reasons used by examination boards to endorse learning materials. The changes in the endorsement procedures only affect the latter of these issues, whereas public opinion is largely concerned with the former. References ACME, (2014). Response to Ofquals consultation on regulating endorsement and examiner-author conflicts. https://www.acme-uk.org/news/news-items-repository/2014/5/acmes-response-to-ofquals-consultation-on-endorsement-and-examiner-author-conflicts [retrieved 2nd October, 2015]. AlphaPlus, (2012). The evaluation of impact of changes to A level and GCSEs, https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/197437/DFE-RB203_1_.pdf [retrieved 1st October, 2015]. BBC (2009). QA: GCSE v IGCSE, BBC Online, 5th March, 2009. https://news.bbc.co.uk/1/hi/education/7924496.stm [retrieved 2nd October, 2015]. Bunnell, T. (2015). The rise and decline of the International Baccalaureate Diploma Programme in the United Kingdom. Oxford Review of Education, 41(3), pp.387-403. Gove, M. (2014). Statement about the publication of reformed GCSE and A level content. https://www.gov.uk/government/speeches/gcse-and-a-level-reform [retrieved 2nd October, 2015]. Hillier, Y. ( 2015). England: Further and Adult Education. In C. Brock (ed.) Education in the United Kingdom, London: Bloomsbury, pp.107-130. Hodgson, P. A., Spours, K. (2015). Developing a national baccalaureate system in England: A policy learning approach. https://www.naht.org.uk/EasysiteWeb/getresource.axd?AssetID=46516type=fullservicetype=Attachment [retrieved 2nd October, 2015]. House of Commons (2012). The Administration of Examinations for 15-19 Year Olds in England, Vol. 1, London: HMSO, p.22. Hyland, T. (2002). On the upgrading of vocational studies: Analysing prejudice and subordination in English education. Educational Review, 54(3), pp.287-296. Long, R. (2013). GCSE, AS and A level Reform. London: HMSO. Malnick, E. (2015). Dozens of private schools branded failures in controversial new league tables. The Telegraph, 29th January, https://www.telegraph.co.uk/education/educationnews/11375767/Private-schools-happy-to-be-at-bottom-of-league-tables.html [retrieved 2nd Octob er, 2015]. NAHT (2014). Comment on Department for Educations decision to exclude IGCSEs from performance tables. https://www.naht.org.uk/welcome/news-and-media/key-topics/assessment/comment-on-dfes-decision-to-exclude-igcse-from-performance-tables/ [retrieved 2nd October, 2015]. Ofqual (2014). Regulating Endorsements and Examiner-Author Conflicts, https://www.mei.org.uk/files/pdf/MEI-response-to-Ofqual-consultation-on-Regulating-Endorsement-and-Examin.pdf [retrieved 2nd October, 2015]. Ofqual, (2015). Understanding awarding organisations commercial behavior before and after the GCSE and A level reforms. https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/407337/2015-02-26-frontier-report-understanding-ao-commercial-behaviour-before-and-after-the-gcse-and-a-level-reforms.pdf [retrieved 2nd October, 2015]. Yougov, (2015). Perceptions of A levels, GCSEs, and Other Qualifications in England à ¢Ã¢â€š ¬Ã¢â‚¬Å" Wave 13, https://www.gov.uk/government/uploa ds/system/uploads/attachment_data/file/447683/2015-07-22-perceptions-of-a-levels-gcses-and-other-qualifications-in-england-wave-13.pdf [retrieved 2nd October, 2015].

Essay about Jb Hi-Fi Financial Analysis - 2747 Words

JB Hi Fi Ltd Company Analysis Report Executive Summary The impact of a company’s financial statement depends mainly on the company’s business strategy; both transactional and operational, its industry profile and the nature of its competitive environment. This report analyses 15 ratios of JB Hi-Fi’s financial performance and suggests a recommendation for investors. JB Hi-Fi Limited (JBH) is a specialty discount retailer of branded home entertainment products. The groups products fall into consumer electronics, car sound systems, music, Digital Versatile Disc’s (DVD’s) and white-goods. JB Hi-Fi Limited achieved revenue growth of 17%, EBIT growth of 23% and NPAT growth of 26% for the year ended in 30 June 2010†¦show more content†¦Hence, JBH has more inventories and less liquidity than other companies in retail industry. In order to increase liquidity it needs to increase its cash by converting assets into cash (sales). Additionally, as a quick sell retail company, JBH does not give large credit sales to its customers, instead most of sales are made by cash or cash equivalent. This gives the company less account receivables and bad debts. As such a lower quick ratio than industry average is common and should not raise any liquidity issues. 2.2.1 Activity The Activity ratios help to determine the company’s ability to convert different sectors of the balance sheet into cash or sales (Potter, Libby, Libby amp; Short; 2010). The ratios used under this test are; Days inventory, Days Receivable, Fixed Asset Turnover, Total Asset Turnover and Days Payable. Table 2: Days inventory Method 1 | Formula | Equation | Ratio | Inventory turnover (2010) | | | 8.16 | Inventory turnover (2011) | | | 7.27 | Average days to sell inventory (2010) | | | 44.7 | Average days to sell inventory (2010) | | | 50.2 | Average days to sell inventory (2010) | | | 50.2 | Table 3: Days inventory Method 2 | Formula | Equation | Ratio | Inventory turnover (2010) | | | 6.48 | Inventory turnover (2011) | | | 6.22 | Average days to sell inventory (2010) | | | 56.3 | Average days to sell inventory (2011) | | | 58.7 | Table 4: Days receivable, Fixed assetShow MoreRelatedJb Hi-Fi Financial Analysis Essay3058 Words   |  13 PagesFinancial Analysis The question asks us to compare and evaluate JB Hi-Fi’s calculated ratio report, with that of the retail industry ratio report (Potter, Libby, Libby, Short p. 1133). 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Definition of Digital Shadow Economy †Free Samples to Students

Question: Discuss about the Definition of Digital Shadow Economy. Answer: Introduction: As a student of Finance, the topic was selected for the study as Bitcoin is the current digital currency that serves as decentralized financial open source software as well as providing an optimal combination of cryptography, peer-to-peer networking, digital encryption and online transactions (Ciaian, Rajcaniova Kancs, 2016). After taking Finance Stream, students are needed to carry out research that they find it interesting. To that, Bitcoin was a recent topic that was quite interesting and informative at the same time where Financial and technical knowledge is essential to understand the concept in a better way. It is for this reason why the topic on Bitcoin was selected to gain insights of information on how far newly digital currency helps the financial economy as a whole. Due to lack of financial resources, it was not possible to conduct the research for the entire economy on the usage of Bitcoin, so German economy had been selected to see how their economy thinks of Bitcoin as a digital currency in an effective way (Devine, Egger-Sider Rojas, 2015). To find out the perceptions of individuals on what they think about Bitcoin To determine the impact of Bitcoin on the German economy (Devine, Egger-Sider Rojas, 2015) The main aim of the research study is to explore the use of Bitcoin so that there is future technological advancement, free trade transactions as well as storing of monetary sums in a safe repository in a well-designed format (Ciaian, Rajcaniova Kancs, 2016). Literature Review As rightly put forward by Bhme et al., (2015), Bitcoin can be present at its nascent stage where study regarding the topic is quite limited by nature. This currency had been evolving over past decades in and across the globe based on the regulations as well as value that depends upon exchange rate fluctuations. According to Bouri et al., (2014), the architecture of Bitcoin has even margin of error where it lead to fraudulent activities as it is treated as an unavoidable and inevitable factor. This digital currency in real actually uses the concept of global digital single currency where it allows for cryptographic proof to solve any problem of over-printing of traditional money as it contributes towards inflation rates and other benefits. Bitcoin help in keeping record of transactions that is known as block chain that acts as a public ledger. There are mainly four types of variables that are identified in the ecosystem such as regulation, accessibility as well as security and acceptance (O'brien Williams, 2016). The present research study determines on the research of an economy and analyzing the impact of Bitcoin that best fit on it (Ciaian, Rajcaniova Kancs, 2016). The researcher had limited resources and that is the reason why economy of Germany had been selected for the present case study. Bitcoin is a virtual currency that had been recognized by the German Finance Ministry as a unit of account that is used for tax as well as trading activities in the country. Here, Bitcoin cannot be only treated as e-money or a foreign currency as the Finance Ministry is of the opinion that Bitcoin is a financial instrument that comes under German banking rules. It is private money that can be utilized in multilateral cleaning circles (Garcia et al., 2014). A member of the Finance Committee of German had some legal classification of bitcoins where he was of the opinion that competition should prevail in the production of money and there should be scheme present to denationalize money (Wonglimpiyarat, 2016). It is a known fact that Bitcoin is a digital currency that helps the users for exchanging online credits for goods as well as services. None of the central bank issue Bitcoin because this digital currency can only be created online by the help of computer for completing the tough tasks that is known as mining. 1 Bitcoin is worth of over $119 (Devine, Egger-Sider Rojas, 2015). According to new ruling, the German Authorities came with a strategy and prepared regulations on how to tax Bitcoin transactions. In one of the German newspaper (Die Welt), it was clearly highlighted on how government had stated regarding the legal classification of Bitcoin that directly reveals commercial profits being raised by use of currency that may be taxable. The research Director at Forex.com in one of the News channel shows (CNBC) said that classification by the German Government had given Bitcoin legitimacy to be treated as a settlement currency in this economy and this can be considered to be putting large step forward for the Bitcoin movement (Vigna Casey, 2016). It can be stated that the success of Bitcoin majorly lies on regulatory fair treatment as well as existence of other currencies (Ciaian, Rajcaniova Kancs, 2016). It can be classified as negative aspect if Bitcoin is treated to be a criminal tool that can be used for money laundering purpose or making any transactions possible that are not legal or authorized. The regulation of Bitcoin had been one of the interesting topics from past couple of years where it can be seen that several companies are getting engaged or associated with Bitcoin as part of an inquiry into the trade activities of the industry that involves Federal Bureau of Investigation and Department of Homeland Security for investigating the currency (Ruan, 2017). From the three types of research philosophy, it becomes essential for the researcher to select the best philosophy according to the research study (Ciaian, Rajcaniova Kancs, 2016). In this study, researcher will be using Positivism philosophy as the research collect quantitative data for the study. Interpretivism research philosophy cannot be used for the study as qualitative data are not collected in the study and does not deal with emotional side of human mankind. Same with the case with realism research philosophy as it cannot be used for the present research study because mixed collection method is not used in the study (Maddox et al., 2016). From the two types research approach, it becomes essential for the researcher to select the best approach according to the research study. In this particular study, researcher will be using deductive approach where data will be analyzed and drawn conclusions at the end. Inductive approach is not applicable in the study as innovative approach is not applied in the study as Bitcoin is a known concept and analysis had been done to highlight the importance of Bitcoin in financial economy (Remeikiene, Gaspareniene Schneider, 2017). Data collection methods and Data Analysis There are three ways by which data can be collected and these are quantitative data collection methods, qualitative data collection methods and mixed methods. Quantitative data collection methods mean use of questionnaire or survey analysis to collect the data from the respondents or participants (Hendrickson, Hogan Luther, 2016). Qualitative data collection mean use of interview and thematic analysis to collect the required data needed for the current study. The present research study uses exploratory research design by conducting questionnaire method that is based on purposive sampling technique where samples are divided into two broad groups of society (Ciaian, Rajcaniova Kancs, 2016). The first group is corporate or business participants or respondents and the second group is the individual respondents or participants. Based on the perception of Bitcoin, the total sample participants had been divided into parts such as person who are pro- Bitcoin, person who are anti- Bitcoin and person who are neural towards Bitcoin and lastly person who have no idea or unaware of Bitcoin (Gimigliano, 2016). The sample will be collected by the researcher by distributing detailed questionnaire to the respondents. The questionnaire are prepared to aware people about Bitcoin and designed as such to highlight the identified variables (Devine, Egger-Sider Rojas, 2015). The mode of survey that will be used by the researcher is email as well as telephonic discussions or it can be personal face-to-face meetings in order to collect data. This form of interaction help in reducing the overall cost of the research and require less time. This research instrument (survey) will be selected by the researcher for getting access to effective data as well as help in analyzing purpose (Franklin, 2016). The survey method will be adopted by the researcher for assessing the awareness of digital currencies such as Bitcoin in Germany and getting information about the opinion of professionals that operates in economic and financial fields on the impact of Bitcoin on the financial economy with respect to Germany as well as gauges with the responses of different variables used in the study such as accessibility, acceptance, regulations and security. It is important to gather information to understand the market requirements in Germany and compliance of Bitcoin to it (Ciaian, Rajcaniova Kancs, 2016). The sample size is 70 that will be divided equally between two groups (business groups and individual groups). The questions will be asked to the person who is economic professional, financial professional as well as multinational enthusiasts and executives of financial firms in Germany. It is even noted that some of the industries in Germany have already adopted use of Bitcoin by accepting the mode of currency as it is surveyed as well as assessed based on experience and judgment (Devine, Egger-Sider Rojas, 2015). In the first group of users (corporate or business users), questions are asked to top level Executives as well as managers of companies that are based in Germany. The second group of users (individual users) where the user forms the market base of Bitcoin. These users do not have proper understanding of Bitcoin. It is for this reason questions are designed in a way that starts with simple questions. The questions attempt to find the awareness among the people about Bitcoin first in terms of online transactions (Ciaian, Rajcaniova Kancs, 2016). The questionnaire had been divided into two broad sections that include Section A with recording time spent by the respondents on internet, purpose of it as well as frequency of using online transaction facilities. In section B, the questions attempts to find out level of awareness among the individual about Bitcoin. The questionnaires will be circulated by using communication channels such as Emails and other social networking sites such as Facebook and LinkedIn (Devine, Egger-Sider Rojas, 2015). Reference List Bhme, R., Christin, N., Edelman, B., Moore, T. (2015). Bitcoin: Economics, technology, and governance.The Journal of Economic Perspectives,29(2), 213-238. Bouri, E., Molnr, P., Azzi, G., Roubaud, D., Hagfors, L. I. (2017). On the hedge and safe haven properties of Bitcoin: Is it really more than a diversifier?.Finance Research Letters,20, 192-198. Ciaian, P., Rajcaniova, M., Kancs, D. A. (2016). The economics of BitCoin price formation.Applied Economics,48(19), 1799-1815. Devine, J., Egger-Sider, F., Rojas, A. (2015). The Evolving Impact of the Invisible Web: Exploring Economic and Political Ramifications.Journal of Web Librarianship,9(4), 145-161. Franklin, M. (2016). A PROFILE OF BITCOIN CURRENCY: AN EXPLORATORY STUDY.International Journal of Business Economics Perspectives,11(1). Garcia, D., Tessone, C. J., Mavrodiev, P., Perony, N. (2014). The digital traces of bubbles: feedback cycles between socio-economic signals in the Bitcoin economy.Journal of the Royal Society Interface,11(99), 20140623. Gimigliano, G. (Ed.). (2016).Bitcoin and Mobile Payments: Constructing a European Union Framework. Springer. Hendrickson, J. R., Hogan, T. L., Luther, W. J. (2016). The political economy of bitcoin.Economic Inquiry,54(2), 925-939 Maddox, A., Singh, S., Horst, H., Adamson, G. (2016). An ethnography of Bitcoin: Towards a future research agenda.Australian Journal of Telecommunications and the Digital Economy,4(1). O'brien, R., Williams, M. (2016).Global political economy: Evolution and dynamics. Palgrave Macmillan. Remeikiene, R., Gaspareniene, L., Schneider, F. G. (2017). The definition of digital shadow economy.Technological and Economic Development of Economy, 1-22. Ruan, K. (2017). Introducing cybernomics: A unifying economic framework for measuring cyber risk.Computers Security,65, 77-89. Vigna, P., Casey, M. J. (2016).The age of cryptocurrency: how bitcoin and the blockchain are challenging the global economic order. Macmillan. Wonglimpiyarat, J. (2016). Technological Change of the Innovation Payment System.International Journal of Innovation and Technology Management,13(04), 1650014.

The Best College Research Paper Writing Services

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Ruthless Autobiographical Essay Samples for College Strategies Exploited

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Details of Slide Presentation Essay Samples

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